African Compliant Taxpayer Engagement Programme—delivering AI-powered tax modernisation across Africa. Starting with Ghana's Voice-First Tax Assistant.
Across Africa, billions in tax revenue goes uncollected—not through evasion, but through friction, complexity, and lack of access. The informal sector, which represents the majority of economic activity in many nations, remains largely outside formal tax systems.
ACTEP is our answer: a replicable, AI-powered approach to tax modernisation that meets citizens where they are—through voice, in local languages, on the devices they already use.
"We don't start with documents. We start with working systems."
CGT Associates Operating Principle
No lengthy feasibility studies. Demonstrate viability with a functioning system.
Agile sprints with measurable outcomes. You pay for results, not promises.
Full handover to local teams. We retain the IP; you retain the capability.
Our flagship project: a conversational AI system that makes tax compliance accessible to everyone—regardless of literacy, language, or location. Supporting English, Twi, Ewe, and Ga.
Ask questions by speaking naturally. Get answers in your preferred language—English, Twi, Ewe, or Ga. No forms, no typing required.
Instant Modified Taxation Scheme calculations. Enter your daily or weekly income—see exactly what you owe. 3% flat rate, no complexity.
Ask any tax question without fear. No login required, no data collected. Build understanding before committing to registration.
Ghana's informal sector represents GH₵20–25 billion in uncaptured tax revenue. The primary barriers aren't evasion—they're complexity, language, and lack of access.
Remove friction through voice-first design. Build trust through anonymity. Create understanding through local languages. The Tax Assistant acts as a fiscal intermediation mechanism—not a penalty enforcer.
For every GH₵1 invested, the system enables approximately GH₵239 in annual tax revenue. A force multiplier for Ghana Revenue Authority's existing infrastructure.
The Product Owner. Christopher identifies the "Why" and "Who." He represents the sovereign goal and provides the deep understanding of the African taxpayer.
The Polymath Inventor leading the "How." Tom brings unparalleled business experience and AI expertise. Provides the legal anchor via Zonecrest Ltd.
The Compliance Guardian ensuring the "What." Guy guarantees the highest levels of integrity, governance, and structural compliance.
A working proof of concept demonstrating voice-first tax assistance. Ask questions about MTS, TIN registration, and tax benefits—in English, with Twi support coming soon.
Interact with the GRA Tax Assistant prototype. Ask about MTS calculations, tax benefits, or how to register.
Launch Demo